Get the Mental Health Care Support You Need With TRICARE (2024)

FALLS CHURCH, Va.– When you sprain your ankle or notice a suspicious lump, you seek medical attention. But what if you notice yourself worrying a lot more than before, or you feel more stressed and irritable? Or if you or your family members are concerned about your alcohol or pain medication use? These may be mental health issues, and it’s important to know that treatment is out there, that treatment works, and relief is possible. If you think you or a family member may need mental health services, explore your options with TRICARE.

The Centers for Disease Control and Prevention states that an estimated 50% of Americans arediagnosed with a mental health conditionat some point in their lifetime. For many people, these mental health concerns aren’t addressed until they worsen and interfere in daily life. So, it’s important to talk to your doctor when you do have concerns.

"Taking care of your mental health is just as important as taking care of physical health," said Dr. Krystyna Bienia, clinical psychologist and senior policy analyst at the Defense Health Agency. "There are a wide range of services available to help you learn skills, develop coping strategies, and connect with other resources."

If you’re ready to speak with a TRICARE-authorized provider, you have options. You can talk with your primary care provider. You can also visita mental health care provider.If you need assistance to help you find a provider that’s right for you, contact yourTRICARE contractor. Keep in mind, how you getnon-emergency mental health care depends on the level of care you need, your health plan, and your sponsor status.

Getting Care for Nonemergency Mental Health Care
You don’t need a referral or pre-authorization for any outpatient mental health (except for psychoanalysis) and substance use disorder (SUD) care. This includes services, like therapy and counseling. For example, if you have TRICARE Prime, you don’t need a referral to see a network provider for office-based outpatient mental health services. If you have TRICARE Select, you can see any TRICARE-authorized provider. But you’ll lower your out-of-pocket costs if you choose to see a network provider. If you have TRICARE For Life, Medicare is the primary payer for your mental health care. You only need a referral or authorization from TRICARE if your Medicare benefits are exhausted.

Active duty service members should always seek nonemergency mental health care at military hospitals or clinics first. And you need to get a referral and pre-authorization for all civilian mental health care. Refer to Getting Mental Health Care to learn more.

TRICARE covers treatment for medically and psychologically necessary mental health and substance use disorders. Keep in mind, your costs will vary depending on the level of service. As stated in the TRICARE Mental Health and Substance Use Disorder Services Fact Sheet, you can lower costs by seeking care at military hospitals or clinics or from TRICARE network providers. Download the fact sheet and go to TRICARE Costs to learn more about costs and getting care.

Covered Treatments
Depending on your needs and diagnosis, many treatment levels may be available to you. Keep in mind that some mental health services are excluded from coverage. You can read further to learn about how these options differ.

  • Office-based outpatient treatment (psychotherapy, substance use disorder treatment, and more). This may include individual, family, or group therapy. Different types of therapy are available to help people with various mental health needs. These services can help decrease symptoms and increase well-being and healing.
  • Intensive outpatient treatment. This is typically a form of therapy, counseling, or rehabilitation where patients go to a treatment center for several days a week, a few hours at a time.
  • Partial hospitalization programs. These programs provide daytime treatment, where the patient lives at home and commutes to treatment for six or more hours per day for up to seven days a week.
  • Psychiatric residential treatment centers for children and adolescents. These residential centers provide therapeutic structure and monitoring in a home-like environment.
  • Inpatient treatment. This is the most intensive level of treatment. This is 24-hour care in a treatment facility or hospital. It’s usually a short-term treatment until the patient can transition to a different level of care.


TRICARE covers medically and psychologically necessary and appropriate services offered through telehealth platforms, including several telehealth options for mental health. With a computer, tablet, or smartphone, you can connect securely with your provider. Not all providers offer telehealth, so ask yours if it’s something they offer. You can also explore other options offered by your TRICARE contractor, like Doctor On Demand and Telemynd if you’re in the TRICARE East Region and TRICARE West Region.

As always, if you think you have a medical health emergency, call 911 or your local emergency number right away. You can also go to the nearest emergency room. You don’t need a referral or pre-authorization for emergency care.

The Military Health System recognizes May as Mental Health Awareness Month. Take command of your mental health and get the care you need. Learn how TRICARE can support your mental health.

Get the Mental Health Care Support You Need With TRICARE (2024)

FAQs

Get the Mental Health Care Support You Need With TRICARE? ›

All TRICARE-eligible beneficiaries may access the mental health benefit. How you get care may depend on your beneficiary category and your health plan. Check with your regional contractor to see if you need a referral and/or pre-authorization. For more information, visit www.tricare.mil/mentalhealth.

How many mental health sessions does TRICARE cover? ›

How many sessions do I have? You likely have unlimited sessions with your insurance plan. You will meet with a therapist for your first session to discuss your history and form a treatment plan. The treatment plan outlines what areas need to be addressed.

Do I need a referral for TRICARE Prime mental health? ›

You don't need a referral for preventive services or outpatient mental health care visits as long as you get these services from a TRICARE network provider in your region. You may only get the care on your referral. If you get care that's not on your referral, you will pay point-of-service fees.

What are the four types of mental health services? ›

Psychiatric hospitalization. Inpatient or residential mental health treatment. Outpatient mental health treatment. Dual diagnosis treatment.

Where do people go when they have bad mental health? ›

First Steps to Finding Help

You can get referrals from your family doctor, clergy or local Mental Health America office (which also may provide mental health care services) and crisis centers.

How do I get mental health care with TRICARE? ›

All TRICARE-eligible beneficiaries may access the mental health benefit. How you get care may depend on your beneficiary category and your health plan. Check with your regional contractor to see if you need a referral and/or pre-authorization. For more information, visit www.tricare.mil/mentalhealth.

How hard is it to get a mental health waiver for the military? ›

The Army saw a 35% rate for learning, psychiatric, and behavioral disorder waiver applications for people who had been medically disqualified, while the Navy saw a 60% rate, according to the Walter Reed Institute of Research. And the Army saw a 46% approval rate for those waivers, while the Marine Corps had a 71% rate.

What is the most effective mental health treatment? ›

Psychotherapy paired with medication is the most effective way to promote recovery. Examples include: Cognitive Behavioral Therapy, Exposure Therapy, Dialectical Behavior Therapy, etc.

What are 3 types of help available for mental disorders? ›

Treatment for mental illnesses usually includes therapy (virtual or in person), medication, or a combination of the two. There are many ways to find a provider who will meet your needs.

What are the 4 C's of mental health? ›

The “4Cs model” of mental toughness was developed by my colleagues and I, and is the most widely used model for defining and measuring mental toughness. It comprises four components: confidence, control, commitment and challenge.

What is the hardest mental illness to live with? ›

Borderline personality disorder is one of the most painful mental illnesses since individuals struggling with this disorder are constantly trying to cope with volatile and overwhelming emotions.

How to tell if someone is mentally unstable? ›

Examples of signs and symptoms include:
  1. Feeling sad or down.
  2. Confused thinking or reduced ability to concentrate.
  3. Excessive fears or worries, or extreme feelings of guilt.
  4. Extreme mood changes of highs and lows.
  5. Withdrawal from friends and activities.
  6. Significant tiredness, low energy or problems sleeping.
Dec 13, 2022

What mental illness causes poor hygiene? ›

What Is Diogenes Syndrome? Diogenes syndrome is a behavioral-health condition characterized by poor personal hygiene, hoarding, and unkempt living conditions. It is most common in older men and women, which is why it is also called senile squalor syndrome.

Does TRICARE cover well visits? ›

TRICARE covers well-child visits from birth through age 5. These visits allow your child's doctor to check your child's physical, emotional, and social health and development.

How long will TRICARE cover telehealth? ›

Audio-only telehealth appointments are now a permanent TRICARE benefit. This is effective as of July 1, 2022. This means everyone, including those without access to live, two-way audio and video technology, will continue to have access to telehealth services.

Can you get medically discharged from the military for mental health? ›

Other Designated Physical or Mental Conditions (Ch. 5.17) If a service member has a physical or mental condition that impacts their ability to perform their assigned tasks or could put others at risk. They may be discharged if another reasonable accommodation cannot be made.

How long are you covered under TRICARE? ›

Unmarried biological, step-children and adopted children are eligible for TRICARE until age 21 (or 23 if in college, see "College Students" below). Eligibility may extend beyond these age limits if he or she is severely disabled.

References

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